User:RajanRayhan

RISKS OF SME FINANCE

(A research paper on the basis of experience )

- by Abu Rayhan

About the author: Abu Rayhan has born on 4th February, 1980 at Shohagi under Ishwargonj thana in Mymensingh district and obtained his M.Sc. degree from National University of Bangladesh with honours in Physics in the year 2002. Then he has joinde at BRAC Bank Limited in 2006 as Customer Relations Officer of SME Banking Division. Then he has got training on SME Sales, Sales and Negotiations. He has obtained a lot of experience on SME Finance and its Risks.

1 In Bangladesh SME is one of the most important sectors of finance. Some banks like BRAC Bank Limited, Eastern Bank Limited, Prime Bank Limited etc. are financing on SME sectors, where the first is the first in this race. The banks were far from the SME from years thinking-Financing on SME sectors is risky. Now we are hopeful to see that the banks are changing there views. But they can not avoid the risks, should not do it. So we can identify the major risks of finance on SME sectors on the basis of experience.