Talk:Real Estate Financing and Investing/Should You Buy a Home or Rent

Misleading calculations
The table given is highly misleading as it takes extremely generous estimates and does not cite any data. I can assure you that a maintenance rate of 0.4% is not sufficient for most homes. Additionally, it overestimates tax savings by 1. Approximating a marginal tax rate of 30% (the closest bracket is currently 32% for $170,000 annual income which is highly unlikely and will generally be 22-24% for most people) 2. It assumes that the homebuyer is already taking itemized deductions when in fact, most people take the standard deduction which makes the comparison not fair at all. These assumptions should be adjusted or at least addressed in the page. 173.225.51.130 (discuss) 14:51, 22 June 2023 (UTC)