Swahili/Verbs/Present

Present
The present tense is constructed with the use of the infix/TENS-marker "-na-" and the use of the prefix that marks the respective subject.

Negation
The negation in the present uses the respective negative prefixes for marking the subject. But unlike the positive, it omits the TENS-marker and changes the last vovel ("-a" in the regular case) into an "-i".

Habitual
The habitual is much simpler to form and usually indicates an action that is usually done.

No subject prefix is used, just the prefix "Hu-" is added in front. (Hu-penda) As this lacks the information about the acting subject, the personal pronoun is used to clarify on the subject, if not clear from the context.

Example: Wewe hufanya (You usually do)